The Nawanshahr Central Cooperative Bank Ltd.


An ISO 9001:2008 Bank H.O.:-01823-220034,509226,509227 Fax:220566 IFSC Code:-UTIB0SNWS01 ....
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Interest Rates on Loans  with effect from 01.08.2021
Interest Rates on Loans
 
S.No Schemes Rate of interest(Public)
1 Personal Loan Scheme 11%
2 Non Farm Sector Loan Scheme (NFS) Up to Rs.0.50 Lac 9.50% Above Rs.0.50 Lac 9.50%
3 Consumer Durable Loan 11%
4 Vehicle Loan Scheme 10.50%
5 Second hand Vehicle Loan Scheme 10.75%
6 Urban Housing Scheme 8.50%
7 Cash Credit Facility to Traders 14%
8 Revolving Cash Credit to Farmers (RCC) 11.50%
9 Two Wheeler Loan to Farmers 8.50%
10 Rural Housing Scheme 8.50%
11 Mini Dairy Scheme 10.00%
12 Commercial Dairy Development Scheme 11.00%
13 Cooperative Education Loan Scheme children of poor farmers, Dalits, BC, etc. 7.25%
14 Loan against Rental Income Scheme 9%
15 Loan against Property 14%
16 Loan scheme for Earnest Money As fixed by the bank
17 Mai Bhago Istri Shakti Scheme PACS 7.25%
19 Education Loan 10.00%
20 Credit for Setting up of Net House 12.5%
21 Credit for Setting up of Agricultural Service Centre 11.25% for PACS  
22 Bee Keeping Loan Scheme  12.50%
23 Piggery Loan Scheme  10.25%
24 Goat Rearing Loan Scheme  10.25%
25 Fishery Development Loan Scheme  10.25%
26 Gold Loan Scheme  8.00%
27 JLG Loan Scheme  18.00%
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